Finance and Social Housing Professionals

Sophisticated business planning tools and

consultancy support for Housing Associations, Local Authorities and charitable organisations.

Our team comprises three partners who have worked together for over fourteen years, together with our trusted associates who have also worked with us for many years.

Consistency, care and quality are embedded in our company.

Whether you're a current client with an enquiry or just want some advice, we’re here to help. Call us whenever you need advice without fear of being billed every time you speak to us.

What People Say ...

“Thanks Abovo – as ever, a fantastic piece of work thank you”

Alison Craig, Head of Housing Bassetlaw District Council

"The thing that sets Abovo-Consult apart from other consultants is that they care about and own the project they are working on. They always available on the end of a phone for advice – even after the project has finished.

This gives their service a “personal touch” which comes from a small tight-knit team.  However, although a small team, they have a wealth of experience and contacts built up over a number of years."

Rob Wharton, Interim Finance Director

"To assist Oxford City Housing Limited I have been working through the BP and development appraisals, and the modelling that assists me in doing this is from Abovo-Consult.

I cannot praise the products enough, nor the consultants. From a finance angle it gives me what I need in order to understand and clearly see whether what is being discussed from a development angle makes sense, delivers a return - and ultimately that the housing group is a profitable and sustainable entity.”

David Watt, Strategic Finance Manager, Oxford City Housing Ltd

“What a great Board Away-Day! Thanks so much for taking us through the plan... Couldn't have done it without you! Covered loads in a very short space of time and I think has given the board a good foundation to build from. Lots more to do but it’s coming together!!”

Anne-Marie Pearce, Development & Operations Manager, Keelman Homes Ltd

Excel-based Industry Standard Modelling Tools - with unique live stress-testing functionality


JUNE 2020

The Abovo Business Plan model Version 2020 for housing associations is now available and FFR ready for both English and Welsh Regulators - retainer clients please contact us for your free upgrade.

Welsh clients - retainer includes support for new FFR population


Abovo-Consult and 2TIX LTD have launched a Beta version of their Compounded SONIA Portfolio Calculator with a demo on-line version on their web sites. Both versions will accurately calculate Compounded SONIA interest payable for a single loan; the fully versatile stand-alone version allows the user to calculate multiple loans at the same time and offers much more control over the input variables.

>> Click to see more about SONIA

Abovo-Consult is an independent company providing business planning advice and sophisticated business plan modelling tools primarily to housing associations, local atuthorities with Housing Revenue Accounts and local housing and development companies.

Our models are industry standard to meet Regulatory and Funders' approved standards, but can be designed to individually meet your organisations' needs.

Our services can be demonstrated live via Microsoft Teams and free demonstration models are available.

>> Book now

Now put your business plan model to the test - take our quick quiz to see how they compare .....

>> BP Quiz

Partner Organisations

Abovo-Consult works with our partner organisations to provide an enhanced service:


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Upcoming Events ...

As a result of the current COVID-19 crisis we currently have no conference attendances planned.

Recent Magazine Articles ...

Northern Housing News Magazine

Issue 4 Summer 2019 Pages 30-31

Case studying two client examples of our bespoke modelling solutions using multiple Abovo-Consult models

Link to magazine page


Download the article


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